AU Credit Cards Offers & Deals Nov 2025

What are AU Credit Cards?

There are several types of AU credit cards depending on consumer preferences and way of life. You can select the credit card that is ideal for you from the wide range of AU Credit cards.

Types of AU Credit Cards

1. Zenith: They are providing this premium credit card, which comes with a number of deals, rewards, and travel advantages.

2. Vetta: The Vetta Credit Card comes with a variety of features. Receive lifestyle perks, international concierge services, accelerated reward points, and free access to lounge at airports and train stations.
3. Altura Plus: With a credit card application from AU bank, you can benefit from several milestone rewards, cashback, and reward points. Reward points have no maximum value and can be used at any time.
4. Altura: The Altura Credit Card is the right choice for you if you are looking for a credit card that matches your spending style. Receive extra perks like discounts, free car liability insurance, and access to train lounges, among others. You don't need to hesitate while using your Altura Credit Card to purchase the things you adore.

Eligibility Criteria

• A primary cardholder who is between the ages of 21 and 60
• The add-on cardholder should be at least 18 years old.
• Resident Indian

Altura Variant: au small finance bank

Customer Segment

Altura Plus Credit Card: au small finance bank

Customer Segment

Vetta: au small finance bank

Customer Segment

Milestone Benefit:

• Monthly Jackpot: Zomato Pro 1 year membership for >=50,000 spends in a calendar month
• Quarterly: 500 RPs on >= Rs. 50,000 spends/quarter & additional 1000 RPs on reaching Rs. 1 Lac spends/quarter
• Yearly: Rs. 1000 Amazon/MMT voucher on 2.5 Lac spends in a year

Lounge Access:

• Complimentary 1 per quarter Domestic Lounge access
• Complimentary 1 per quarter access to Priority Lounge
• Complimentary 2 per quarter Domestic Railway Lounge access

Other Benefits:

• Dedicated Concierge
• Customer Call Prioritization and dedicated Customer support email ID

Insurance:

• Air Cover – 50 Lac
• Credit Shield – 2Lac
• LCL/Skimming/Counterfeit – 2 Lac
• Baggage Delay/Baggage Lost/Trip Delay allowance

Zenith: au small finance bank

Customer Segment

Milestone Benefit:

• Quarterly: Rs. 1000 voucher (Amazon/Bigbasket/Lifestyle/BMS) on >= Rs. 2 Lac spends/quarter
• Yearly: Taj Epicure membership (worth approx. Rs. 13,999) on 8 Lac spends in a year

Lounge Access:

• Complimentary 4 per quarter Domestic Lounge
• Complimentary 2 per quarter access to Priority Lounge
• Complimentary 2 per quarter Domestic Railway Lounge access

Other Benefits:

• 1% Unlimited Fuel surcharge waiver
• Dedicated Concierge
• Customer Call Prioritization and dedicated Customer support email ID

Insurance:

• Air Cover – 2 Cr
• Credit Shield – 5 Lac
• LCL/Skimming/Counterfeit – 5 Lac
• Baggage Delay/Baggage Lost/Trip Delay allowance

AU Credit Card charges

All the au Credit Card types come with annual fees. Here will see the annual/renewal fees:

• Zenith – INR 7,999
• Vetta – INR 2,999
• Altura Plus – INR 499
• Altura – INR 199
• LIT – Life Time Free

How to activate an AU Credit Card?

AU Credit Card activation is a smooth and easy process. To activate your card, follow these steps: -

• Check out the aubank.in and click on Cards
• Then choose  Credit Cards section
• Click the Credit Card Services link to access that page.
• Choose "Click Here" under Activate Credit Card.
• Enter your credit card information
• Enter the OTP to authenticate and carry on the procedure.

Similar to AU Credit Card, you can also get coupons on NIRA, ICIC Bank, etc...